Editing Long-Term Care Insurance (section)

== LTC Insurance vs. Other Options ==
{| class="wikitable"
|+ Comparison Table
! Feature !! Long-Term Care Insurance !! Medicare !! Medicaid !! Family Caregiving
|-
| Covers Custodial Care || ✅ Yes || ❌ No || ✅ Yes (limited) || ✅ Yes (unpaid)
|-
| Asset Protection || ✅ Yes || ❌ No || ❌ No (must spend down) || ❌ No
|-
| Care Options || ✅ Any approved provider || ❌ Limited || ❌ Government-assigned || ✅ Depends on family
|-
| Eligibility || Based on health and age || Age 65+ || Low income/assets || N/A
|}