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Index Universal Life (IUL)
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== What Is Index Universal Life Insurance? == '''Index Universal Life Insurance (IUL)''' is a type of permanent life insurance that offers both a '''death benefit''' and a '''cash value component''' that grows based on the performance of a market index, such as the S&P 500. It combines '''financial protection''' with the opportunity for '''tax-advantaged growth'''—without direct investment in the stock market. Unlike term life insurance (which only lasts for a set number of years), IUL policies are designed to last your entire life and provide '''flexibility, growth potential, and long-term benefits'''.
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