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Final Expense Insurance
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==== '''How It’s Different From Life Insurance''' ==== Traditional life insurance policies (term, whole, or IUL) are built to replace income, provide retirement strategies, or transfer wealth. Final Expense Insurance is different—it is: Focused only on end-of-life costs. Smaller in face value but faster in payout. Claim process is quicker, usually 2–3 days instead of weeks or months. {| class="wikitable" style="background:#eef7ff; border-left:5px solid #1E90FF; width:80%; margin:1em auto;" |- ! Case Study 1 – Mary, 72 |- | Mary wanted to ensure her children wouldn’t need to dip into savings to cover her funeral. Her $15,000 final expense policy paid out within 3 days, covering her service and remaining hospital bills. |} {| class="wikitable" style="background:#eef7ff; border-left:5px solid #1E90FF; width:80%; margin:1em auto;" |- ! Case Study 2 – Robert, 65 (Veteran) |- | Robert assumed his military benefits would cover all costs, but they only provided a portion. His final expense policy filled the gap, allowing his wife to cover burial arrangements and travel costs for family. |} {| class="wikitable" style="background:#eef7ff; border-left:5px solid #1E90FF; width:80%; margin:1em auto;" |- ! Case Study 3 – Linda, 58 (Single Parent) |- | Linda purchased a $20,000 final expense policy after a health scare. When she passed unexpectedly, her two children received funds within 48 hours, preventing them from having to take out loans for her funeral. |}
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