User:Eddymunoz

Eddy Munoz

My Topics

1. First topic
2. Second topic
3. Third topic

Services Offered

• Life Insurance
• Final Expense
• Long-Term Care
• Disability Income
• 401k / IRA Rollover

Services Offered

• Life Insurance
• Final Expense Insurance
• Long-Term Care
• Disability Income
• 401k / IRA Rollover

Case Studies (click to expand)

Life Insurance — Maria (35)

Maria, a 35-year-old single mother, wanted to ensure her two children could continue their education if something happened to her. We designed a 20-year Term Life policy that replaced her income and covered college costs. Result: peace of mind and a fully funded plan for her kids’ futures.

Final Expense Insurance — David (67)

David didn’t want his family to face funeral costs or medical bills. A Final Expense policy ensures funds arrive within days of a claim, covering arrangements quickly and sparing his family financial stress during a difficult time.

Long-Term Care Insurance — Linda (58)

After watching an aunt spend down savings on assisted living, Linda bought Long-Term Care early while premiums were affordable. When she later needed in-home care after surgery, her policy paid for professional caregivers—protecting retirement assets and letting her recover at home.

Disability Income Insurance — James (40)

A back injury kept James, a construction manager, out of work for 9 months. His Disability Income policy replaced 60% of his paycheck, keeping the mortgage current and the household stable until he returned to work.

401k / IRA Rollover to FIA — Carol & Michael (62)

With $450,000 in combined 401k savings and concerns about volatility, they rolled into a Fixed Index Annuity for principal protection, tax-deferred growth, and guaranteed lifetime income—giving them confidence as they enter retirement.